Real Estate Agent Toolkit

Flood Preparedness Resources for Real Estate Professionals

The following collection of materials is available from FEMA, the National Flood Insurance Program (NFIP) and other government sources for use by real estate professionals and lenders. Find educational resources and promotional pieces to outline the financial protection flood insurance offers, explain various flood insurance requirements, prepare clients for a flood and help them handle flood-related damage.

Flood Insurance

Before a Flood

After a Flood

Trainings

An aerial view of a house with a white roof and a small patch of dry land surrounded by extensive floodwaters, with a tractor visible nearb

Understanding & Promoting Flood Insurance

agents.floodsmart.gov Webpage & NFIP Resource Library

Browse a collection of educational and marketing-focused materials for agents.

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Floodsmart.gov

Direct clients to the NFIP's consumer-friendly site to learn about flood insurance and the risks of flooding.

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How Can I Pay Less for My Flood Insurance

Explore how mitigation and other efforts can lower your clients’ flood insurance premiums.

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How to Buy Flood Insurance

Share how clients can purchase flood insurance and find a provider.

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National Flood Insurance Program (FEMA) LinkedIn

Stay connected with the NFIP's social media account sharing flood insurance updates, resources and more.

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Flood Social Media Toolkit

Find social media resources for flood awareness.

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Why Buy Flood Insurance

Review the importance of flood insurance and answers to commonly asked questions.

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FEMA Data Visualization Tool

Interact with historical flood data to promote the value of flood insurance.

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FEMA Flood Map Service Center

Source flood hazard information to find official flood maps and learn about flood risks.

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Flood Risk: What is Flash Flooding?

Learn how rain turns into runoff that can create flash floods in minutes.

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Flood Risk: What is Riverine Flooding?

Understand how rivers can cause hundreds of floods every year.

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Floods Can Move Mountains: Know Your Risk of Mudflow

Find out how wildfires can lead to an increased risk of mudflow for years to come.

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Hidden Risks Can Cause Flooding

Be aware of hidden flood risks in your community.

Watch Video

Why You Should Consider Getting Flood Insurance

Hear why you should get flood insurance from the NFIP and protect the life you've built.

Watch Video

Answers to Questions About the NFIP

Explore this in-depth document responding to frequently asked questions about the NFIP.

PDF

Questions & Answers About the NFIP for Real Estate Professionals

Browse popular questions other real estate professionals have asked about flood insurance and how it can affect your business and clients.

English PDF | Spanish PDF

FEMA Everyone Needs Flood Insurance Fact Sheet

Explain the importance of purchasing flood insurance, how to buy a policy and what to ask an insurance agent.

English PDF | Spanish PDF

NFIP Fast Facts on Floods & Flood Insurance Infographic

Learn important facts about flood risk and dismiss common myths of flooding and flood insurance coverage.

NFIP Why Do I Need Flood Insurance? Brochure

Share this brochure highlighting the risks of flooding and value of flood insurance.

NFIP Protect the Life You've Built Brochure

Promote flood insurance coverage to homeowners, business owners and renters.

English PDF | Spanish PDF | Chinese (simplified) PDF | Chinese (traditional) PDF | Vietnamese PDF

Document and Insure Your Property

Review specific steps property owners can take to document and insure your valuables before a disaster.

PDF

FEMA NFIP Understanding Elevation Certificates Fact Sheet

Read how property owners may be able to reduce flood insurance premiums with Elevation Certificates.

English PDF | Spanish PDF

Types of NFIP Flood Insurance Infographic

Learn about the various types of flood insurance options available to renters, business owners and homeowners.

PDF

Most Homeowners Insurance Does Not Cover Flood Damage Postcard

Dispel the common misconception that homeowners insurance covers flood damage.

English PDF | Spanish PDF

Flood Insurance for Homeowners: What's Covered? Infographic

Use this marketing piece as a brief overview of flood insurance coverage for homeowners.

English PDF | Spanish PDF

NFIP Flood Insurance for Renters Brochure

Share this brochure with clients living in rental units to help them understand the importance of flood insurance.

Flood Insurance for Renters: What's Covered? Infographic

Discover what valuable belongings a contents-only flood insurance policy can protect for renters in the event of a flood.

English PDF | Spanish PDF

NFIP Flood Insurance for Condominium Associations Brochure

Educate condo associations on how an NFIP insurance policy can help protect against the full financial cost of flood damage.

English PDF | Spanish PDF

Condo Association Flood Insurance Policies Don't Protect the Belongings in Your Home Postcard

Explore this in-depth document responding to frequently asked questions about the NFIP.

English PDF | Spanish PDF

A quiet residential street with houses and trees under a cloudy sky, showing a dark and foreboding atmosphere indicating an impending storm.

Before a Flood

12 Ways to Prepare Postcard

Discover 12 steps everyone can take before a disaster and after a flood.

PDF

Be Prepared for a Flood Fact Sheet

Distribute information on staying safe before, during and after a flood.

PDF

Emergency Financial First Aid Kit

Help prepare clients for an emergency with this guide. PDF's available in multiple languages.

Browse PDFs

A row of brick houses reflecting in floodwaters, indicating significant flooding in the area.

After a Flood

After a Flood

Promote information on how to start a flood insurance claim and tips on what clients can do before and after a flood.

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FEMA Appealing Your Flood Claim Fact Sheet

Discover actions policyholders can take when their flood insurance company denies all or part of their claim.

PDF

NFIP Rebuilding Safer & Stronger After a Flood Guide

Assist property owners after a flood with information on cleanup, damage determinations and rebuilding.

English PDF | Spanish PDF

Repairing Your Flooded Home

Find step-by-step guidance on repairing flood-damaged property.

PDF

FEMA Understanding Mudflow and the NFIP Fact Sheet

Learn about mudflows and whether damage is covered by the NFIP.

PDF

What Does Flood Insurance Cover in a Basement? Fact Sheet

Get to know how the NFIP defines a basement and which items within them are covered.

English PDF | Spanish PDF

Wind Damage Versus Floodwater Damage: What to Know When Filing a Claim Fact Sheet

Discover how clients can distinguish between wind and floodwater damage, report flood damage, work with adjusters and more.

English PDF | Spanish PDF

Trainings

For the most up-to-date webinars, visit the NFIP's agent training page and the agent starter kit.

Coastal Barrier Resources Act (IS-1113)

Increase your understanding of the Coastal Barrier Resources System (CBRS) and Otherwise Protected Areas (OPAs)

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FEMA Mapping Changes (IS-1106)

Take a practical look at how changes to FEMA flood maps affect property owners, insurance agents and more.

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Flood Insurance Reform Act of 2004 (FIRA)

Review this legislation that strengthened the NFIP.

Read the Laws and Regulations

Insuring Condominiums (IS-1108)

Explore the different ways condominium coverage can be written and how it compares to other policies.

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The Basic Agent Tutorial (IS-1101)

Gain an understanding of fundamental aspects of the program.

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Writing Commercial Exposures (IS-1110)

Learn about commercial exposures and how they are insured within the NFIP

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